Accepts full cardholder PII (name, phone, DOB, address, email) and performs identity verification (OFAC/PEP, Registered Address, Prove) followed by card issuance. Bypasses the SMS campaign and mobile app onboarding flow. Identity verification is synchronous and its per-check results are returned in the response; issuer provisioning is not. A 201 means the identity checks completed and a card record exists in the pending state — it is not a guarantee that the card was provisioned or is usable. Subscribe to the card_status webhook event to receive the issuance outcome (active, issued, issuer_error or link_failed).